Do any of you purchase additional insurance to cover the value of accessories that exceeds the value of the accessories that your auto insurance covers?
If so, from what company? Are you happy working with the company?
In my case, my 2013 Tundra has about $11K in accessories. My auto insurance company (USAA) said that they cover up to a maximum of $5K of accessories. That leaves me with $6k of uninsured accessories. I asked USAA if I could buy additional insurance from them to cover these accessories and they said "no."
I already talked to an insurance company that focuses on "collector" vehicles and they said that they only cover entire vehicles and those are 1989 and earlier.
I just want to buy supplemental or a kind of gap coverage for the additional $6k.
Any recommendations?
If so, from what company? Are you happy working with the company?
In my case, my 2013 Tundra has about $11K in accessories. My auto insurance company (USAA) said that they cover up to a maximum of $5K of accessories. That leaves me with $6k of uninsured accessories. I asked USAA if I could buy additional insurance from them to cover these accessories and they said "no."
I already talked to an insurance company that focuses on "collector" vehicles and they said that they only cover entire vehicles and those are 1989 and earlier.
I just want to buy supplemental or a kind of gap coverage for the additional $6k.
Any recommendations?