How much vehicle debt do you have?

6235 Views 85 Replies 70 Participants Last post by mcbojo99, Apr 15, 2013

Countryboy22

Discussion Starter · Mar 24, 2013

Like the title says how much vehicle debt do you have. I just see a lot of nice nice trucks on here and am curious. I currently have $14k left on wifes 2010 camry. 05 tacoma and 04 corolla are paid for.

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Fenrisulfr1

· #2 · Mar 24, 2013

Zilch, nada, diddly squat, bupkiss.

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NightRodeo

· #3 · Mar 24, 2013

More than I want especially since they keep cutting our hours and pay at work. Losing over $3500 a month in pay sucks big time.

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Ogtoyfan

· #4 · Mar 24, 2013

Wife's Tahoe is paid for in June, then doubling up payments on the Tundra so it will be paid for by this time next year, more than a year early.

Everything else in the stable is paid for.

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65aircooled

· #5 · Mar 24, 2013

Wife's sentra $0. Tundra $0, 65 Beetle$0. Love being debt free

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[email protected]

· #6 · Mar 24, 2013

Debt free as of last week

Sent from my SAMSUNG-SGH-I317 using AutoGuide.Com Free App

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codyh12345

· #7 · Mar 24, 2013

$10k left on the tundra. Two more years and ill be free! Can't beat 0% financing though.

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biebs96

· #8 · Mar 24, 2013

0.00

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jakec2789

· #9 · Mar 24, 2013

15k left on the tundra

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Snowwolfe

· #10 · Mar 24, 2013

$0.
Financing any type of vehicle that depreicates every month is a seriously bad way to lose even more money, unless you can get 0% financing.

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planomateo

· #11 · Mar 24, 2013

$15k on the Tundra, at 0% there is really no reason to pay it off.

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bptracker29

· #12 · Mar 24, 2013

$0$ ... Paid cash out the door. But making $500 monthly payment to myself every month to build up the account for the next one.

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razorbilo

· #13 · Mar 24, 2013

30K left on tundra. Damn 4.85 percent. Wife's pilot and my civic. Paid off

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Cruzrtwdgt

· #14 · Mar 24, 2013 (Edited)

Yesterday morning - 10k on the 09 Tundra. This morning, 38500 on the new 13 Tundra. 1.79 pct for 5 years (took the 2500 Toyota cash) vs the 0 pct and 1k cash. Got a little something in the works - will pay the loan off shortly but wanted to save the cash for a little bit. The way I look at it, it's costing me about 300.00 to borrow the money over what it would have cost for the 0pct/1k for 5 years (total cost of vehicle)

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Toxarch

· #15 · Mar 24, 2013

Everything is paid for. I owe nothing.

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Vettelover84

· #16 · Mar 24, 2013

All my debt it 0%...... Tundra will be paid off in no time! Its nice to have my wife's degree paid off.

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toyturbodiesel

· #17 · Mar 24, 2013

I tend to buy used so I can avoid the monthly payment pain for longer than 24 months. My 2008 is mine now. In 3 years I'll buy a new Tundra (Direct Injected 5.7 8 speed please Toyota) if they have the 0% going.

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eharri3

· #18 · Mar 24, 2013

6K or so on my Tundra. 19 or 20 on the wife's '12 Camry. God willing, if we sell the old house and get to walk away with 25 or 30K she will pay off her student loans then double up on the Camry payments. Should have us 100% debt free besides a mortgage in 2 or 3 years, with two vehicles with less than 50K on the clock to show for it.

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Tundergas

· #19 · Mar 24, 2013

I'm at the opposite end of the spectrum from paid off...on purpose.

I have to have my business spend a certain amount of money to avoid a large tax bill. Per instruction by the CPA, have two car payments. "You need to spend money."-CPA

Not a bad deal or problem to have.

So,

69 CJ5 owned
09 Sea-Doo GTI SE 150 owned
09 Sea-Doo GTI SE 130 owned
12 Mercedes C250 $25K
12 Tundra $35K
also have an xB for business exclusive $12K

The Mercedes will be next on the chopping block at which time my wife wants one of the following...

ML350
GX460
Range Rover (gads...

)

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wballen.79

· #20 · Mar 24, 2013

$26k on the 2012 Tundra at 0% and the wife's 09 Camry is paid for.

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