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post #16 of 35 (permalink) Old 07-07-2014, 12:31 AM
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First off, I am very sorry to hear about this, such a terrible tragedy. ...
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post #17 of 35 (permalink) Old 07-07-2014, 12:38 AM
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Thanks 2010, I really like your truck.
Thanks man, your wife really like it too.
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post #18 of 35 (permalink) Old 07-07-2014, 01:51 AM
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I will say that as much as I may feel bad, people need to lie in the bed which the made for themselves.

I have insurance on my house.

It was struck by lightning almost 3 weeks ago.

I had depreciated value for items, I did not know that I had depreciated value. Replacement value is only an extra 46 bucks a year.

I now have to replace the 60" tv, ps3, computer, clothes dryer, several light bulbs, a deep freezer, food, a few other things.

I didn't have enough insurance.

I did not post anywhere on any board or forum asking for help.

I actually had insurance, just did not know that the insurance company I am with decided to not offer me replacement value because in the event of a claim they would win out.

I did not just decide I didn't need insurance.

The money saved by not paying insurance for years should help them a little.


In my situation I considered it as a lesson learned.

To the people who lost their home, imagine if someone happened to trip/fall or have a horrific accident while on their property, they could be in the pot for whatever the states limits are for accidents, which could be well over 6 figures.

We all pay to have insurance for if shit happens, not when. When shit happens and you don't have insurance to help you then the world crumbles.


I do know that I have a slew of clothes, many new/near new in a size near what was listed for the adult male. If I have a chance I will check and see what I have in my bins which need to be donated to local sal/good will and if I have anything I will donate it to them.


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I put the Laughter in Slaughter, and the Fun in funeral.
KTM 450xc QUAD, Baldwin head, Ti valves, 8/06 cam, motoworks, goldspeed tires...
Gone/not forgotten: 2010 CM RW that was sweet,
NOW: 2017 Platinum. Tinted, trd duals, Exo Grapplers. Led h-lights and interior, Hard hat tonneau, line-x, Rancho uca/level'd
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post #19 of 35 (permalink) Old 07-07-2014, 02:03 AM
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Originally Posted by Powertechn2 View Post
I will say that as much as I may feel bad, people need to lie in the bed which the made for themselves.

I have insurance on my house.

It was struck by lightning almost 3 weeks ago.

I had depreciated value for items, I did not know that I had depreciated value. Replacement value is only an extra 46 bucks a year.

I now have to replace the 60" tv, ps3, computer, clothes dryer, several light bulbs, a deep freezer, food, a few other things.

I didn't have enough insurance.
Why no surge protector?



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post #20 of 35 (permalink) Old 07-07-2014, 02:22 AM
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Why no surge protector?



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I had them on the tv, ps, and computer.

Were Tripplite brand for what its worth.

Have to send them in. Neither show signs of damage. Computer was wifi so nothing could have came in through an ethernet cable also.

Both surge suppressors still show protected green led status.

The lady on my claim with them asked a ton of questions about what was and wasn't plugged into them, however when I talked to her I did not know what was all damaged in the house. It was a few days later when I washed a load of sheets that I found the he washer is now timing and cycling oddly and then had the dryer dry my sheets for 8 hours till I came home and found it was still trying to auto dry my sheets...

Have you ever tried to fit egyptian cotton sheets to a bed after they have been dried for 8 hours? LOL pita. Too small now.

Also, since everything was fried including the router, modem, and a tele in the office I had a 4 plug protector and told them everything that was damaged in the office not thinking what was and wasn't plugged into it. I now have to draw them a sketch of what was plugged in and how it was all connected. Not looking too hopeful. They think I used extension cords or plug multipliers now.

When things go awry it is hard to discern what was and what wasn't plugged in after you have already replaced things one by one to try to get the home up and rolling again.

The modem and the router and tele were not plugged into the protector. the computer was, as was the printer, stand alone hd, and monitor. The computer fried the motherboard and power supply.

The livingroom had the 60", the ps3, the house stereo and the cable box, only the ps3 and the tv fried in there. The stereo is from the early 90's. That cable box was an older unit newer to me that was the size of a wendys tray or larger, was told that it is a unit dating back to 2002, but it still works and was doing it's job, and still is on a backup 13" tele now.


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I put the Laughter in Slaughter, and the Fun in funeral.
KTM 450xc QUAD, Baldwin head, Ti valves, 8/06 cam, motoworks, goldspeed tires...
Gone/not forgotten: 2010 CM RW that was sweet,
NOW: 2017 Platinum. Tinted, trd duals, Exo Grapplers. Led h-lights and interior, Hard hat tonneau, line-x, Rancho uca/level'd
I like weapons. I dont capitalize, use spell check, or punctuate properly...
and you can call me Power.
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post #21 of 35 (permalink) Old 07-07-2014, 02:35 AM
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Have you ever tried to fit egyptian cotton sheets to a bed after they have been dried for 8 hours? LOL pita. Too small now.
Nope. This is 'Murica and I support 'Merican cotton farmers. F*ck the Egyptians



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post #22 of 35 (permalink) Old 07-07-2014, 02:58 AM
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Lol, when you find 600 thread count american cotton sheets, lemme know


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I put the Laughter in Slaughter, and the Fun in funeral.
KTM 450xc QUAD, Baldwin head, Ti valves, 8/06 cam, motoworks, goldspeed tires...
Gone/not forgotten: 2010 CM RW that was sweet,
NOW: 2017 Platinum. Tinted, trd duals, Exo Grapplers. Led h-lights and interior, Hard hat tonneau, line-x, Rancho uca/level'd
I like weapons. I dont capitalize, use spell check, or punctuate properly...
and you can call me Power.
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post #23 of 35 (permalink) Old 07-07-2014, 03:04 AM
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Quote:
Originally Posted by Powertechn2 View Post
I will say that as much as I may feel bad, people need to lie in the bed which the made for themselves.

I have insurance on my house.

It was struck by lightning almost 3 weeks ago.

I had depreciated value for items, I did not know that I had depreciated value. Replacement value is only an extra 46 bucks a year.

I now have to replace the 60" tv, ps3, computer, clothes dryer, several light bulbs, a deep freezer, food, a few other things.

I didn't have enough insurance.

I did not post anywhere on any board or forum asking for help.

I actually had insurance, just did not know that the insurance company I am with decided to not offer me replacement value because in the event of a claim they would win out.

I did not just decide I didn't need insurance.

The money saved by not paying insurance for years should help them a little.


In my situation I considered it as a lesson learned.

To the people who lost their home, imagine if someone happened to trip/fall or have a horrific accident while on their property, they could be in the pot for whatever the states limits are for accidents, which could be well over 6 figures.

We all pay to have insurance for if shit happens, not when. When shit happens and you don't have insurance to help you then the world crumbles.


I do know that I have a slew of clothes, many new/near new in a size near what was listed for the adult male. If I have a chance I will check and see what I have in my bins which need to be donated to local sal/good will and if I have anything I will donate it to them.
Fwiw the ps3 depreciated a long time ago!

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post #24 of 35 (permalink) Old 07-07-2014, 03:34 AM
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Fwiw the ps3 depreciated a long time ago!

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Depreciation starts the day you buy something.

A 2013 loaded tundra is not worth the same as a 2007 grade model bought late in 06....

It was not bought when they were first released.

Not the point either.

Cost to repair will be 100, is a few months out of warranty, not a warranty issue anyway.


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I put the Laughter in Slaughter, and the Fun in funeral.
KTM 450xc QUAD, Baldwin head, Ti valves, 8/06 cam, motoworks, goldspeed tires...
Gone/not forgotten: 2010 CM RW that was sweet,
NOW: 2017 Platinum. Tinted, trd duals, Exo Grapplers. Led h-lights and interior, Hard hat tonneau, line-x, Rancho uca/level'd
I like weapons. I dont capitalize, use spell check, or punctuate properly...
and you can call me Power.
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post #25 of 35 (permalink) Old 07-07-2014, 06:25 AM
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@Powertechn2 , install a whole house surge suppressor, you can do it for about $150-200.

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post #26 of 35 (permalink) Old 07-07-2014, 06:40 AM
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@Powertechn2 , install a whole house surge suppressor, you can do it for about $150-200.

Nahhhh....just spend that money on some frivolous BS.

Then, when something happens just post to FB or a forum asking for $$ to replace all the things destroyed.

It's what the bleeding hearts would want.

Friggin joke


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post #27 of 35 (permalink) Old 07-07-2014, 07:44 AM
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When you take a direct lightning hit, surge protectors, UPS, whole-home surge protectors all do nothing! I had about $6k in electrical damage a few years back when lightning hit the house behind me. We share a transformer, so I'm guessing that's why I was affected.

The weirdest thing was I lost a ton of Ethernet ports...some on switches (never a whole switch), on a couple computers and on an Ooma adapter.

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post #28 of 35 (permalink) Old 07-07-2014, 08:35 AM
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Completely agree with the lightning statement. I have taken 3 hits in 12 years and have had high end surge protectors and they don't do crap in a serious hit. Lightning strikes can really mess things up. Some electronics survived fine while other things were cooked until well done. Lightning can really suck
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post #29 of 35 (permalink) Old 07-07-2014, 08:40 AM
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@2010 , tell me you aren't the one who nut-tucked and reported that guy and got him banned???

Unless there is another thread that he got out of hand on I don't see anything terribly bad here....


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post #30 of 35 (permalink) Old 07-07-2014, 08:45 AM
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@2010 , tell me you aren't the one who nut-tucked and reported that guy and got him banned???

Unless there is another thread that he got out of hand on I don't see anything terribly bad here....
He was talking about tickling someones taint with a feather or something like that in another thread.

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