Some drunk hit my 2006 Tundra that had 84k miles and was in MINT condition. I am sick about it and the damn insurance co wants to total it out because the repairs are close to $8K according to the body shop. It was a Ford SUV of some kind that hit my parked tundra on the driver's rear tire and caused the ford to walk up the side of the bed and rollover (Tundra 1 - Ford 0 LOL) . The bed pushed into the cab and dented it up and down several feet about a 1/2 inch deep. The rear-end is twisted putting the left rear tire forward about a foot and the right side tire back a little. The rear bumper/tailgate etc. is perfect and wasn't damaged, just the left side of the bed and the axel.
Unfortunately I can't post photos but it just doesn't look as bad as the body shop says. They must have found frame damage I guess and possibly damage to the drive shaft and tranny.
Oh and it was a hit and run with a possible stolen car so I'm stuck with my own insurance co., screwing me!
Mine is Liberty Mutual. I've since gotten ahold of the police report and the owners ins. co. is called Omni but the owner wasn't the driver it looks like.
I've attached a few pics.
Same thing just happened to a friend of mine with his Nissan. Stolen car and the dude bailed out as he was being chased. Car ran into my buddies car and hit it in the rear. 8k in damage, car is worth 11k and they fixed it! WTF makes no sense.
It's really funny what ins companies say needs to be fixed vs what actually needs to get fixed. A few months back I had a Hyundai Genesis sedan towed into the shop that had hit something laying on the road. Whatever "it" was ended up hitting the oil filter housing, cracking it and therefore the engine lost all of it's oil, luckily enough the owner had the common sense to shut the car down and have it towed. To get the car 100% driveable cost less than $200 but the owner of the vehicle was a bit naive and had the claims adjuster sent out. They figured that there had been $3200 in damages to the car due to the incident, and that was with using all LKQ parts. In looking over the vehicle with the adjuster I was amazed at what he was saying needed to be replaced and he agreed with me but told me that he was obligated to recommend the repairs due to reasons which I forget but I remember him telling me that it was bs. For instance they recommended the front subframe be replaced due to a very small dent from whatever "it" was hitting it. We both agreed that the dent was insignificant and had no affect on anything but he had to recommend it anyway. There were a few other smaller items damaged in the same way but nothing needed replacing. The customer had a $1000 deductible and after showing him what was written up on the estimate and what really needed to be done he opted to pay just to get the oil filter housing replaced and was thankful. The claim with the ins co was also cancelled with no hike in premiums.
Point of all this is that you may not really need all the work performed that the ins company is saying needs to be performed. A good inspection by trusted and qualified personnel that aren't focused solely on the bottom line may reveal a totally different outcome.
So here's an update: I filed a claim with the Lady's insurance co. (Omni/Good2Go) and we finally settled. I took the settlement check of $12K and put it down on a beautiful 2008 Tundra XSP. It has the black leather with carbon fiber dash. Bought it from the orig owner who took impeccable care of it. So I'm happy and back into a Tundra again.
He got $12 for the 06. Stands to reason the newer truck would cost more.
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