Join Date: Sep 2009
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I have had my CC number stolen a number of times. I carry a Mastercard and a Discover. THEY contact ME, usually within a couple minutes after noticing and declining a charge that is way outside the normal geographical pattern. They freeze the card FIRST, then call me. And if I confirm it is a fraud charge they cancel the card as a normal matter of procedure. The only thing that is really ever up for discussion is whether I want the new one by standard mail or I want to pay 16 bucks to expedite it. I have actually gotten into the habit of giving both companies a heads up when I go out of town so my card doesn't get cancelled on me. I think there must be some formula they use to raise red flags based on zip code. If I am in the next state over it doesn't happened but if my card is used one day close to home and the next day at a brick and mortar store across the country they freeze it.
BRING BACK BAD DAD CAMRY club member # 1
Last edited by eharri3; 02-26-2013 at 03:51 PM.