Yep! I have this problem too. I just looked at the same area as Marc and sure enough, the paint has been blasted off that spot. I haven't got rust there, but its just a matter of time. Looks like Toyota didn't bring that protective tape down far enough. That part is exposed to being blasted by crud from the front tires. I have mud flaps, but that far back, they don't do anything.
I guess running boards would protect it?
Good catch MarcDW
