man I am 20 years old and had to put up with a lot of BS from the financing guy. My credit score is 736 and I still managed to make a good deal with my mom as the co signer.
after so much negotiation i got my 2008 SR5 DC 4.7L (fog lights, sliding rear window, toyoguard, bed liner, daytime running lights, all weather mats) for $24,400 out of the door. I also got 6% interest for 60 months with 5k down. I am really happy with what I paid.
they wanted me to accept 10% based on the fact that I am 20, I was offered 10% interest at first, it took me like an hour to lower that offer but it worked.
I really love the toyota incentives
