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I just got my first ATV, and I bought a trailer. Either buy a trailer for your ATV's or take the tailgate off when you load your ATV. Even my new Yamaha Grizzly 450 weights 624 pounds. I've just never liked driving anything up into the back of a truck like that, the trailer sits much lower, has a tilt bed, and plenty of tiedown space, plus I still have my truck bed for the rest of my gear. Even when I loaded my Craftsman riding mower into the back of my F250 pickup I removed the tailgate first. Its just easier and less of a chance on damage that way.
Although I see the point though, you would think a truck would have a strong enough tailgate to withstand weight, but since the owner's manuals don't have a weight limit I would say that you guys would be entitled to a replacement tailgate. And I've never seen any weight ratings on any tailgate on any vehicle.
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