Looks like you a having a problem uploading photos. There are two ways that i use. One is the thumb nail that I posted above.
To do this click on "go advanced", then scroll down and click on "manage attachments. Then click on "browse", then click on the area of your hard rive you have your photos in, such as "documents"etc. Double click on the photo you want to upload, then click on "upload", when that is done click on "reply"
and you will have a thumbnail. You usually have to type a message first, or it will not work.
To get a full size image such as this
you can use a hosting site such as www. photobucket.com
Upload your photo, below the photo you will see 3 choices, ignore the first two and click on IMG code, this will high lite the box, right click and select copy. Go to this site and right click and choose paste, the photo will appear when you post your message.
Hope this helps.