[Bartgolfs]

Originally Posted by Romiezeus

Correct. I work in the oilfield. I spend the majority of my time on roads that previously were travelled by a bulldozer, rock truck, or rig itself. The roads are always rough and I wear my seatbelt for safety plus my job depends on it. My previous comment was directed at the fact that insurance companies can deny claims for disabling safety features on a vehicle. Insurance companies will consider defeating an alarm disabling a safety feature. I asked my agent and verified the question with a claims adjuster who is a friend of mine. He is actually instructed to look for things like that when assessing a vehicle for damages. Insurance companies , while not openly admitting it, look for any reason to deny a coverage or lower their cost on it. The comment I made is in no way an afront to those who choose to do it. To each their own, as such, opinions are the same way.

I'm very curious about this. Did your friend give you any logical reason why they would care about that sort of chime?

If you're wearing your seatbelt at the time of an accident, what difference would it make if the alarm indicating non-use wasn't functioning? It's got nothing to do with it because the belt was being worn. It's easy to tell if the seatbelt was used or not...it gets melted slightly where it contacts the various attachments to the frame and/or the buckle and leaves a stripe across the webbing. That's assuming you hit hard enough to cause injury...if you don't hit hard enough to cause injury you're not going to be claiming injuries anyway.

I can see that if someone wasn't wearing their seatbelt, was injured and claimed they were wearing it and insurance company might have an issue, but they're going to know it wasn't being worn anyway by the little telltale on the belt. So they're going to come back and say "you weren't wearing your belt so we're denying your claim because you disabled the chime to tell you to wear it. Granted, if you hadn't disabled the chime and you didn't wear your belt we'd still deny your claim because you ignored the chime." ????? That just doesn't make sense to me.